Hurricane Ian Business Recovery Programs

Our thoughts are with all of the families who have lost loved ones and have incurred damage or loss of their homes or businesses due to Hurricane Ian. We want you to know that Ceterus is dedicated to helping you through these difficult times.
If your business has experienced a shutdown for any period due to Hurricane Ian, please contact your Customer Success Representative to see how we can help.
It is important to note that because parts of Florida received Major Disaster Declaration, Federal Funding and SBA programs are available to help ease the financial burden. We’re also here to help guide you through the process to identify if you are eligible for any of the SBA disaster loans. If you have any questions on the eligibility and the filing process, please reach out to your Financial Consultant for assistance.
The following types of SBA disaster loans are available for Hurricane Ian losses:
  • Home Disaster Loans: Loans to homeowners or renters to repair or replace disaster-damaged real estate and personal property, including automobiles.
  • Business Physical Disaster Loans: Loans to businesses to repair or replace disaster-damaged property owned by the business, including real estate, inventories, supplies, machinery and equipment. Businesses of any size are eligible.
  • Economic Injury Disaster Loans (EIDL): Working capital loans to help small businesses of all sizes meet their ordinary and necessary financial obligations that cannot be met as a direct result of the disaster. These loans are intended to assist through the disaster recovery period.
Currently, the following Florida counties are eligible for SBA assistance: Charlotte, Collier, DeSoto, Hardee, Hillsborough, Lee, Manatee, Orange, Osceola, Pinellas, Polk, Sarasota, and Seminole; and for economic injury only in the contiguous Florida counties of: Brevard, Broward, Glades, Hendry, Highlands, Indian River, Lake, Miami-Dade, Monroe, Okeechobee, Pasco, Sumter, and Volusia.
*A business may qualify for both an EIDL and a physical disaster loan.
Application filing deadlines:
  • Physical damage: November 28, 2022
  • Economic injury: June 29, 2023
*Information current as of September 30, 2022. Click here for general information on Hurricane Ian disaster assistance programs. Applicants are encouraged to apply online for a disaster loan. Additionally, FEMA provides disaster assistance for any individual personal losses that are not covered by your insurance. Click here to find out more. You can apply for aid online at Please ensure that you have filed claims with your insurance company prior to applying for FEMA Assistance. We will continue to post information regarding other business recovery programs related to Hurricane Ian. Please let us know if there is anything else we can do to help as you work on the recovery of your business.
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